Surplus Fund Recovery

The money they forgot to give you back.

After a foreclosure or tax sale, counties often hold thousands of dollars in surplus funds that legally belong to the former property owner. We help you claim what’s yours.

Check if you’re owed money Call (651) 261-0089

Upfront cost: $0

Licensed attorneys where required

You pay only if we recover funds

The process

How it works

Three simple steps from discovery to recovery.

We find you

We research county records to identify former property owners who are owed surplus funds.

We handle everything

Our team manages the entire claims process — and where the jurisdiction requires legal representation, licensed attorneys file on your behalf. No paperwork for you.

You get paid

Once the claim is approved, the funds are released directly to you. We only get paid when you do.

What are surplus funds?

When a property is sold at a tax sale or foreclosure auction for more than what was owed, the extra money — called surplus or excess funds — belongs to the former owner. Counties hold this money, but they don’t come looking for you.

$25,000+

Average claim we recover

1–5 years

Claim deadline

Active recovery efforts

in surplus funds identified across 0+ counties

Don’t just take our word for it.

We encourage you to verify. Call your county clerk, treasurer, or sheriff’s office and ask if surplus funds are being held in your name from a tax sale or foreclosure. When you’re ready for help navigating the claims process, we’re here.

Get started

Licensed attorneys where the jurisdiction requires representation

Where state or county rules require legal representation, partner attorneys file your claim. Elsewhere, our team handles it directly — either way, your claim is filed correctly and on time.

Common questions

No. Surplus funds are real money held by county governments after tax sales and foreclosure auctions. We encourage you to call your county directly to verify. We simply help you navigate the claims process so you can recover what's owed to you.

In some cases you can try, but the process is often complex. Many counties require specific legal filings, and some require a licensed attorney. Deadlines vary by state and missing them can mean losing your funds permanently. We handle all of it so nothing falls through the cracks.

We work on contingency. You pay nothing upfront and owe us nothing unless we successfully recover your funds. Our fee is a percentage of the recovered amount.

We research public county records to identify former property owners who may be owed surplus funds. If we reached out to you, it's because our research shows there may be money held in your name.

It depends on the county and the complexity of the claim. Some claims resolve in a few weeks, others can take several months. We keep you informed throughout the process.

About Vaulta

Vaulta Fund Recovery was founded to solve a simple problem: counties across the country are holding millions of dollars in surplus funds that belong to former property owners — and most of those people don’t even know the money exists.

We research public records, identify rightful owners, and handle the entire claims process from start to finish. We work with licensed attorneys wherever the jurisdiction requires legal representation, and we only get paid when you do. No upfront fees, no hidden costs, no risk to you.

Founded by Talila, Vaulta operates nationwide wherever surplus funds are identified.

Think you might be owed money?

Reach out today — there’s no cost and no obligation.

Check my claim

(651) 261-0089 claims@vaultafunds.com